Ah, the mystifying credit score. If you’re someone who has signed up for a credit monitoring service like Credit Karma, or have even checked in on your credit score using one of the main credit bureau websites, you have the ability to see how healthy banks think your spending, saving, and credit habits are. For…
It hardly seems like you can pass through a city anywhere in the United States that doesn’t have a used car dealership in it. There are hundreds of used car dealerships throughout Kansas and Missouri, and each one of them claims to have the best prices in the city. Claims of excellent prices aside, there…
Remember the good old days when credit didn’t matter? Those carefree summers when you paid for your gas in cash and went to the movies with friends ended the moment you turned eighteen and adult life started calling. The national credit system likely found you soon after you graduated high school, and your financial life…
The credit system in the United States can be exhausting, especially for those who have less than excellent credit. It only calculates things like credit cards payments and balances, loan payments and balances, and mortgage activity. And while it derives all the good aspects of these activities, it also calculates the bad. Sometimes the bad…
It’s hard to miss a buy here pay here dealership. So many of them have flashy advertising with deals that seem too good to be true that even if you’re not sure exactly how they are different from other used car dealerships, you know that they exist independently. You see them as you whiz by…
It’s that time of year – college graduates are in their last few weeks of school and cramming for final exams as well as putting extra hours in on papers and presentations. If you talk to them over the phone or meet up with them for lunch, you might be greeted with a yawn after…
If you’ve heard of a buy here pay here dealership, chances are you’ve heard at least one bad thing about this type of dealership. This flack typically comes from people who have good credit and have never used a buy here pay here dealership, which means that they don’t often know what really goes on…
The process of buying a used car in the Kansas City area can feel overwhelming, especially with over 250 million used vehicles on the road in the United States today. While many dealerships populate Missouri and Kansas, buy here pay here (BHPH) establishments often face misconceptions that don’t reflect the modern reality of the industry….
Imagine this: you’ve gone through a week’s worth of research on all the banks and credit unions you plan on applying for a loan for a car with. You’ve got a pretty well-sized down payment in your bank, and you’re ready to get a car. You apply for a loan, and you get prepared to…
Credit problems are a lot more common than those with these problems would like to think. In fact, nearly one third of Americans have credit issues that impact their ability to get financing on big purchases like a house, car, or college tuition. Not being able to obtain a line of credit when you need…
