Buy Here Pay Here Topeka

If you have been searching for a reliable vehicle but keep hitting roadblocks with traditional lenders, Auto Now is here to help. We are a premier buy here pay here dealership serving the Topeka community and surrounding areas like Lawrence, Tecumseh, and Silver Lake. We believe that your past credit challenges shouldn’t stop you from having safe, dependable transportation to get to work at the state capitol or drop the kids off at school.

At Auto Now, we don’t just sell cars; we provide solutions. When you visit our lot, you deal directly with us, not a bank. This means we can offer flexible terms and fast approvals regardless of your credit history.

Browse our current inventory to find the right fit for your lifestyle.

Why Choose Our In-House Financing in Topeka?

Many dealerships claim to help those with credit issues, but as a dedicated buy here pay here lot, we act as the lender. This in-house approach offers several distinct advantages for our Shawnee County customers:

• Credit Independence: We focus on your current ability to pay, not a score from years ago.
• Streamlined Process: By cutting out third-party banks, we can provide same-day approvals.
• High-Quality Selection: Our inventory includes a variety of inspected cars, trucks, and SUVs that are ready for the road.
• Localized Care: We understand the needs of drivers in the Topeka metro area and provide personalized service that big-box retailers can’t match.

Financing Solutions for Every Credit Situation

We know that financial hardships like medical bills, divorce, or job changes can happen to anyone. Our mission is to help you rebuild. We offer specialized programs for:

• Bad Credit or No Credit: Whether you are starting over or starting for the first time, we have a seat for you.
• Bankruptcy: We have successfully helped many neighbors navigate auto ownership after a Chapter 7 or Chapter 13 filing.
• Fixed Income: We work with various income types, including SSI and disability, to ensure you can afford your monthly payments.

Ready to get started? You can explore our financing options online right now to see what you qualify for.

Quality Used Cars You Can Trust

Reliability is our top priority. Every vehicle in our inventory undergoes a rigorous inspection by our technicians to ensure it meets our high standards for safety and performance. From fuel-efficient sedans for your daily commute to rugged SUVs for weekend trips to Lake Shawnee, we have something for every budget.

Frequently Asked Questions

What do I need to bring for a buy here pay here loan?
To make the process as fast as possible, please bring your driver’s license, proof of residence in Topeka or the surrounding area, and your most recent pay stubs.

Can I trade in my current vehicle?
Absolutely. We accept trade-ins and can apply that value directly toward your down payment. You can even view available models in stock to see what you might want to trade for.

Do you report to credit bureaus?
Yes, we report your on-time payments, which can help you improve your credit score over time as you drive your new vehicle.

Contact us today or visit our lot to schedule a test drive and experience the Auto Now difference for yourself!