Apply for Financing at Auto Now Independence

Apply for Financing at Auto Now Independence

Auto Now has been serving the Independence, MO, area for some time as a buy here pay here dealership. Whether you are in need of a bad credit loan or just shopping for a nicer, newer ride, you can rely on us to help. You can apply for financing online, or you can visit our store off of U.S. 24 to learn more!

At our store, we specialize in working with bad credit auto loans. Even if you have no credit, we will still treat you with respect and care. We know our Independence customers need a vehicle that they can rely on. Once you apply for financing, that is something you will find. We even offer an online finance application, which helps to take the stress out of the process. You can quickly and easily get approved from the comfort of your own home. And that is something you are likely to appreciate. Apply online today, or contact our team to learn more.

FAQs for Financial Application

Does this affect my credit?

 

 

Filling out our online finance application does not affect your credit score.

What are the requirements to qualify for financing?

 

 

  • Be at least 18 years old.
  • Have a valid Driver’s License.
  • Have take-home pay of at least $1,600 per month (after taxes).

If you meet these three requirements, you are sure to be approved quickly at Auto Now.

What’s the difference between a buy here, pay here dealer and a traditional dealer?

 

 

A buy here pay here dealership is a term used to describe a dealership where the dealer and the lender are the same entity.
This structure of dealership is ideal for those who have had credit difficulties in the past and may find it hard to get a loan
from a bank or credit union. Additionally, with our ability to offer bad credit or no credit auto loans, we can help drivers
get behind the wheel of a reliable used car.

How long is the initial credit approval valid for?

 

 

Your credit approval will remain approved by us for 30 days.

What payment options are available?

 

 

Auto Now specializes in short-term loans. This means the goal is to get the car paid for and have the title in your name as soon as possible.
This plan keeps customers away from longer-term loans such as 60-72 month loans.

Where do I make payments?

 

 

Customers can make monthly car payments via check or money order at one of our seven locations, or can make payments online here:
https://www.autonowkc.com/secure-online-payments/

Is it safe to apply for financing online?

 

 

Yes, applying for financing online is completely safe! In fact, it’s one of the most secure methods available.

Can buying a car at Auto Now help establish or rebuild my credit?

 

 

At Auto Now, we report to credit bureaus, which can help you establish or rebuild your credit when you make payments on time to Auto Now.