Apply

Need a Bad Credit Car Loan?

As a premier buy here pay here dealership serving Kansas City, we are ready to help you with a bad credit auto loan. We know that sometimes dings in credit happen, and even if you have no credit, we know you still need a reliable vehicle. That is why we encourage you to apply for financing online.
By utilizing our online finance application, you can quickly determine if you are approved for financing. Our team has experience working with a variety of credit backgrounds, so even if you have bad credit, you should still apply. Have more questions? Visit the FAQ section below.

Select a location to begin your financing journey.

FAQs for Financial Application

Filling out our online finance application does not affect your credit score.

  • Be at least 18 years old.
  • Have a valid Driver’s License.
  • Have take-home pay of at least $1,600 per month (after taxes).

If you meet these three requirements, you are sure to be approved quickly at Auto Now.

A buy here pay here dealership is a term used to describe a dealership where the dealer and the lender are the same entity.
This structure of dealership is ideal for those who have had credit difficulties in the past and may find it hard to get a loan
from a bank or credit union. Additionally, with our ability to offer bad credit or no credit auto loans, we can help drivers
get behind the wheel of a reliable used car.

Your credit approval will remain approved by us for 30 days.

Auto Now specializes in short-term loans. This means the goal is to get the car paid for and have the title in your name as soon as possible.
This plan keeps customers away from longer-term loans such as 60-72 month loans.

Customers can make monthly car payments via check or money order at one of our seven locations, or can make payments online here:
https://www.autonowkc.com/secure-online-payments/

Yes, applying for financing online is completely safe! In fact, it’s one of the most secure methods available.

At Auto Now, we report to credit bureaus, which can help you establish or rebuild your credit when you make payments on time to Auto Now.