Why Choose Us as Your Preferred Buy Here Pay Here Dealer in Topeka

January 25th, 2019 by

With nearly limitless options these days to purchase a vehicle, why choose the Auto Now in Topeka, Kansas as your buy here pay here dealership for your next used vehicle? What is buy here pay here financing anyways? Buy here pay here financing means that you are taking out a loan and making payments right here with us, where you purchased the vehicle. What this means is gone are the days of third-party lenders, or often unfavorable practices from banks and credit unions who only look at a person’s credit score to determine worth. At our buy here pay here dealerships throughout Kansas and Missouri, we want to sell you a car, so approval is often always guaranteed so long as you:

  • Are 18 years of age
  • Have a valid driver’s license
  • Make over $1200 a month

Online payment

Auto Now in Topeka, Kansas specializes in short-term loans which means customers can get their car paid for and have the title in their name as soon as possible. We have this efficient plan to keep customers away from the 60-72 month loan terms. With payments ranging from $50-100 (a week) our customers are able to use our online portal to keep up with their payments. This portal allows our customers to not only see a payoff quote and view remaining balances, but the payment portal allows customers to set up an automatic payment on the day of their choosing. Setting up such a payment is important to work with your schedule to make payments on time and consistent to increase or maintain good credit.

Online pre-approval

Once you are ready to apply for loan pre-approval, something which helps speed up the buying process, check out our simple online form. Applying for a car loan has never been easier and requires just some basic information about you and your income. Once submitted, the process being approved can take as quick as 10 minutes! There are benefits to applying online such as not having to deal with the hassle of applying through traditional lenders such as banks and credit unions. Another benefit is that your credit score is not necessarily a factor when applying for a loan through our buy here pay here program. Not only are you able to find a car in our inventory you can afford and love, but you will be building credit and your credit score as soon as you drive off the lot. Do not be intimidated, our online application process is easy and asks for basic information. It will provide you an answer and help lead you to finding the next car you can afford.

Local business

We have six locations across Kansas and Missouri, from Topeka, Wichita, 79th & Wornall, to Independence, Olathe, and Belton. Each location is made up of a staff who are from the nearby community which means working with and getting our neighbors into reliable vehicles. We are not a business with a large corporate office absent from the community. We are a family-owned business throughout these communities for over 20 years. Not only does this mean we know a thing or two about used cars, but it also means we care about the people who make up our community. Our staff knows that buying a vehicle, whether new or used, is an expense and an investment. We do not take it lightly and believe everyone should have a second chance financially.

Benefits of buy here pay here

If you have challenged credit or a history of financial issues, you will have a difficult time finding financing through a traditional lender. But all is not lost. As a buy here pay here dealership that believes everyone should have access to affordable and reliable vehicles, our financing is done by us under one roof. We do not focus on past credit issues or low credit scores and understand that past financial hardships do not determine future actions. One-time payments, whether that be weekly or monthly, can help repair your credit history as the payments are reported to the credit bureau. Furthermore, if you have an old vehicle you are looking to trade in towards a new-to-you car, we take most vehicles and pay top dollar which helps decrease your loan amount and monthly payment.

Your next used car should come from Auto Now in Topeka through our buy here pay here in-house financing program. The process is as easy as 1-2-3 and can be done by pick up the phone or swinging through to talk with one of our experienced staff members:

Visit Auto Now in Topeka or any of our other five locations to check out our inventory. See a car you like within a budget you can afford? Fill out our online loan application so we can help you get into the vehicle you love today! Our team is always here to help get you in a car of your choice today.

Posted in Buy Here Pay Here, Car Buying, Car Loan, Financing