Where to Buy a Car in Wichita if You Have Poor Credit

January 13th, 2020 by

Can You Buy a Car in Wichita with Poor Credit?

There are times in almost everyone’s lives when money is short. During those times, one’s credit might be affected if you’re unable to repay a loan on time or you’re late on a few bills. Everybody knows that credit takes a significant time to rebuild, but how are you supposed to cope with credit issues and needing a car?

For rural homeowners, cars are not a luxury but a true necessity. Solutions do exist but choosing the right one is sometimes not an easy task.

With a Buy Here, Pay Here dealership, the seller and the lender are the same entity, thus allowing for a simplified buying experience, personalized to the exact needs of the customer. This allows the dealership to offer much more lenient terms and as long as they’re sure you’re able to repay a loan you can drive away in a new vehicle the same day.

Where Can I Find Buy Here Pay Here Financing in Wichita?

Car dealerships that cater to those with credit issues have been around for decades, but how is one supposed to find one that is fair, professional, and trustworthy?

Let’s take, for example, the Wichita area. A dealership that checks all of the above boxes is Auto Now. When searching for a trustworthy, proper car dealership, one should first look at the time they have been in business, and in this case, Auto Now first opened its doors back in 1996 and now operates six locations in Kansas and Missouri. More so, looking into the quality of the service provided. Returning customers are a key indicator of quality, and we have a lot of those indeed. There are hundreds of positive reviews online from previous customers of Auto Now, so you can be sure you’re getting a fair deal.

Finding the Vehicle

A small minority of Buy Here Pay Here car dealerships have limited inventories that, in the worst-case scenario, consist of vehicles that few people would consider buying. Unfortunately, this type of approach that takes advantage of the customer’s financial status used to be not at all uncommon in this market.

This is not the case with Auto Now. We offer a huge selection of quality vehicles — more than 500 vehicles in stock at any given moment. What does this mean? Basically, the customer can find anything he or she needs — from hatchbacks to sedans and wagons, from convertibles and coupes to SUVs and trucks, from minivans to hybrids — every imaginable passenger vehicle type is covered by our lineup, and they’re all available to buy on excellent repayment terms.

Furthermore, while Auto Now uses a variety of sources for its inventory, from auction vehicles to direct dealer trade-ins, we have a professional vehicle inspection program in place that ensures the quality of our for-sale fleet.

A good car dealer knows that a customer that has issues with a vehicle they purchased will, a) potentially miss work, which in term might mean missed payments and b) will almost surely not become a loyal, returning customer.

A customer at Auto Now will always be able to schedule a test drive in his or her desired vehicle to ensure that the choice made either on the website or on the lot is the right one.

Financing the Vehicle

Given Auto Now’s huge inventory, a potential customer can for sure find his or her next car there. Once the vehicle has been found, the next step is arranging financing. Fortunately for customers experiencing credit issues, the approval process is as hassle-free as it gets.

Only three conditions have to be met. The customer must be 18 or older, have a valid driver’s license, and have a net monthly income of $1,200 or above. It’s as simple as that!

The actual financing process is extremely flexible and a qualified consultant is available to assist the customer in every step of the process, determining the best course of action in terms of a payment schedule, down payment and so on and so forth. There’s never any pressure to buy and you can spend as long as you want considering the options before you.

The process is so simple that is not uncommon for Auto Now credit applications to be approved in less than 10 minutes.

Once the vehicle has been financed and taken home, the happy customer is able to make the payments conveniently, given the variety of payment options available — one can pay at one of the six Auto Now locations, online, by phone, or even via direct debit that can be set up online.

Peace of Mind

Not many dealerships offer the post-purchase peace of mind that Auto Now offers our customers with our 24-month/24,000-mile warranty program. The program acts just like a normal car warranty, covering the drivetrain, electrical systems, steering and suspension, heating and cooling, brakes, and so on. Just like with every other car warranty, maintenance items, and other situations like theft, vandalism, and acts of God are not covered. For each warranty claim, there is a $200 deductible, which is a small price to pay for the peace of mind of knowing that the vehicle is covered against potential mechanical or electrical issues.

Given all of the above, it’s a no-brainer that Auto Now is more than just a valid car buying choice in the Wichita area for people with credit issues. The professionalism, the client focus, and the overall quality of the vehicles and services provided are all indicators that Auto Now is a reputable Buy Here Pay Here car dealership that you can trust.

Our dealership stands out from the others because we actually believe that everyone deserves a second chance in life and we treat our customers in a professional and friendly manner. Get in touch to discuss your Buy Here Pay Here options at Auto Now in Wichita today.