Not Sure If You Can Buy a Great Used Car with Your Credit History? We Can Help

November 5th, 2018 by

When you think about life’s necessities, there are several that come to mind – having a roof over your head, food on the table, and money in your pocket. Another necessity for many people is a reliable, dependable vehicle, something you can drive back and forth to work in and something you can rely on to keep your family safe and protected.

At Auto Now, the leading buy here pay here” dealership in Kansas and Missouri, our mission is to ensure that every person, no matter their credit issues in the past, has access to just that type of vehicle. We understand that life happens, and our first-class staff makes it their daily goal to work with customers who are looking for dependable buy here pay here cars at a price they can afford.

Because we act as the bank here at Auto Now, you never have to deal with pushy, demanding loan officers or reams of paperwork that pry into every aspect of your credit history. Instead, let us look under the hood and explore a bit deeper into why a customer with past credit issues trust the buy here pay here process at Auto Now in Wichita.

Our Primary Goal Is Your Satisfaction

No matter what you’re trying to purchase – a home, a car – it can be very difficult getting a loan from a traditional bank if you have had credit issues in the past. In addition, loan officers at banks are interested in one thing – how much of a credit risk is each person who walks into the bank. They don’t really care about WHY a person is looking for a loan, only how likely it is that the person will repay the loan in a timely manner.

That is the primary difference between the big banks and the helpful staff here at Auto Now. Our primary goal is putting you into the vehicle that suits your needs and your budget. It is our mission and our promise to you. We are car people and we know how vital having a dependable vehicle is for so many people out there. On top of that, we believe strongly that dependable vehicles should not be available only to those people with spotless credit histories. Why should mistakes and bad things of the past affect your present needs?

Our loyal customers have been making Auto Now THE buy here pay here destination in Kansas and Missouri for the past two decades, and we intend to serve them for the next two decades! They are hard-working, independent people just like you and they want to avoid all the red tape and bureaucracy rampant at the big banks today. Pick a car, sign a contract, and drive off in the car that suits their needs. That is what they want and we think that is what you want as well.

We Make It Easy, Whatever Your Credit Score

We have already talked about some of the advantages of the buy here pay here process at Auto Now, but there are plenty more to discuss. One is our easy application process, something you know you will never experience at the big bank down the road! It is a straightforward procedure that does not try to pry into every little nook and cranny of your credit history but rather tries to understand how much vehicle you can afford while providing you with the dream car you have always wanted.

In addition, at Auto Now in Wichita, all credit types are accepted. Spotless credit? Great job! Past credit issues? No problem, we can always work something out and if you do not believe us, ask any of the thousands of satisfied customers who have been coming back to Auto Now for over 20 years.

Simple, Fast, Perfect for You

If you go the bank route to obtain a car loan, you can be sure that when you finally fill out all the paperwork and answer all the questions, you will have a nice, long wait while the loan department processes your application. Not at Auto Now! Here, we are motivated to serve you, our customer, as quickly and painlessly as possible, so we have streamlined our application process so that it provides some of the fastest approval times in the industry. We understand that sometimes approval on a car loan is the difference between having to call out of work and providing a paycheck for your family, so we ensure that we get your application processed as quickly as possible.

These days, a savvy consumer has to shop around from bank to bank to get the best interest rates on any type of loan. Here at Auto Now, we know that can be a real pain in the neck, especially when all you want is a quick, easy way to get the vehicle you need here and now. That is why we work hard with our credit department to ensure that you have access to the lowest interest rates possible and that you are confident that they are the best in the area. We want your business and that means giving you access to the best lending terms in the industry.

Does anyone these days think the big banks are in it for the customers? Not likely. They are in it for the bottom line, and that means that whether your credit is pristine or a little less than perfect, it does not really concern the loan officer at the bank. They only care about whether you can pay the loan off or not. At Auto Now, we actually care about your credit and we want to work with you to rebuild it if it is less than perfect. Not only will our qualified loan officers craft the perfect loan agreement for your needs, but we will also give you advice as to how this agreement can help bring your credit back to a place where you can be confident and proud. We understand that a happy customer is a frequent customer and we want all your car-buying business!

At the end of the day, we know it is about getting you into the perfect car for your life situation, and we at Auto Now want you to know that we are always ready to help. So come on down to one of our many locations and see what we can do for you today!