Not Sure If You Can Afford a Great Car After the Holiday Season?

For many of our customers at Auto Now, the need for a new vehicle happens regardless of whether timing is ideal or not. The holidays have come and gone and many people throughout Kansas and Missouri are in need of an affordable and reliable vehicle. But with the holidays can come added expenses due to cost of presents, food, trips, or just daily bills. Our team at Auto Now in Independence knows what it feels like to be in a financial pinch because we are made up everyday people just like our customers. Our six locations means we are in the hearts of several communities in the Midwest and as a dealership with buy here pay here financing, we work with our friends and family and neighbors to help everyone access affordable and reliable vehicles.

Start with a budget

The buying process begins by determining a budget. One of the biggest mistakes made during the car buying process is to not know what you can afford before visiting a dealership to look at their inventory. With an inventory of over 500 vehicles, Auto Now has online access for our customers to view, however, as a customer, knowing your budget will help narrow down the selection to what you need and what you can afford. The primary goal of many conventional dealerships is to get you to spend money and buy a car. At Auto Now, we start the process understanding what you can afford and what you need before we even hit the used car lot. Having a budget will keep you confident and will avoid making reactionary decisions. Be sure to include additional vehicle expenses such as gas mileage and insurance costs.

New or Used

If you are visiting Auto Now, then you have already considered and hopefully decided on buying a used vehicle. From our 500 vehicles on the lot throughout Kansas and Missouri, each one has been inspected by an independent mechanic and passed. No car goes on the lot without passing the rigorous inspection. And because we value our reputation and the importance of having reliable transportation, every car comes with a 24 month / 24,000 miles warranty. Buying a used car through Auto Now in Independence also means not getting hit with the depreciation of driving a new car off the lot, one of the most significant advantages to buying a used vehicle. Furthermore, used vehicles of today are not like used vehicles of yesterday. Modern technology has made cars in general more reliable today than in the past.

What do you need in a car?

Knowing what you need in a car will help you hold strong in negotiations with a dealership as well as keep you from being distracted while searching the vast inventory. Add-ons and additional bells and whistles may seem helpful or appealing, but remember to always ask yourself if you need it and is it worth the additional costs associated. Having a budget, understanding your needs and specifics for a vehicle will help say ‘no’ in situations and avoid the flashy, impracticalities. Be sure to always ask for the price of anything additional.

Lower your payment through a downpayment or trade-in

If you have an old vehicle to trade in, Auto Now in Independence often pays top dollar for those vehicles. Another for lowering your payment is through a downpayment on the vehicle you are interested in buying. While this is not always an option, especially after the busy holidays, it is something to consider next time you are in a position you need a vehicle.

Buy Here Pay Here financing

The holidays can often be simultaneously wonderful and stressful. Maybe you just made it through and your old car you have been driving around with your fingers crossed finally turned over for the last time. Now you are out of a vehicle and are in a financial pickle. Regardless of your credit history and score, Auto Now is a buy here pay here dealership which means all of our financing is done under our roof by us. Being ingrained in the community means our staff is made up of friends and neighbors who understand that life is complex and should not be determined by a simple credit score. Buy here pay here financing is as easy as getting pre-approval for a loan and setting up payments that fit your schedule and your needs.

Sometimes we do not have the benefit of luxury vehicles or being picky about what we want in a vehicle. It is not everyday that our ideals are met. In the case of needing a vehicle, knowing what you need in that vehicle is incredibly helpful in the buying process. Having the mindset that the vehicle is a way to get you from point A to point B is also something to keep in mind when browsing dealerships with large inventories.

At the Auto Now in Independence, Missouri, our team has worked for over 20 years to serve the community by providing members with reliable and affordable transportation. In an area like Independence and beyond, there is often a large need for a vehicle for even just the everyday shopping, commuting, living.

Through our buy here pay here financing, getting approved for a loan is extremely easy. You must:

• Be at least 18 years old
• Hold a valid driver’s license
• Have take home pay of at least $1200 per month

If you meet these requirements and are looking for a vehicle but do not have the best credit history, come in and talk with one of our specialists today! We are here to help guide you through the process and our staff will work with you every step of the way without involving third-party businesses or lenders. Our Independence, Missouri location is one of six throughout the state of Kansas and Missouri and serves communities from Kansas City to Wichita.