Auto Now Wichita: First Time Buyer? Consider Buy a Here Pay Here Car

Do you remember the first time you bought something on your own when you were a child? It gave an exhilarating sense of freedom, being able to buy something that you didn’t rely on your parents for. As a young adult, this exhilaration is amplified upon receiving your license. However, nothing tops the excitement and sense of freedom you receive when you purchase your first car.

Unfortunately for many, this excitement fades when you are confronted with the reality of car buying. For many, getting their first car involves months of saving only to be met with an old junker that requires tons of maintenance. You can keep your spirits up after your purchase when you spend your money on a reliable buy here pay here car from a company like Auto Now of Wichita, Kansas.

Used Cars are Great Options for First Time Drivers.

Statistics show that an overwhelming number of first-time drivers succumb to accidents. Despite what worried parents would have you think, the majority of these accidents are not fatal but are instead caused by distracted driving, insecure driving, or even just a lack of road readiness. This goes for any driver between the age of 15-20. Accidents happen, and while your insurance company considers this, many young drivers looking for their first brand new car do not.

There are likely to be unaccounted for scratches, dings, and other mechanical issues when it comes to your first car. For this reason, buying a new car is not advisable, primarily if you’ve never driven on your own before. But we also don’t recommend buying a used car from a private seller. It is easy for private sellers to take advantage of those who may not have experience with cars. Buying from a reputable buy here pay here dealership can give you the confidence you need as a first-time buyer to know that you are making the right decision and that you are getting a used car that will work well for you.

Wide Variety of Used Vehicles.

If your search for a quality used vehicle has left your head spinning, you’re not alone. It can be very stressful to find a used car that fits your needs and budget. Buy here pay here dealerships have a wide variety of used vehicles that meet with the budgetary needs of most first-time car shoppers. From newer cars to older models, you’ll find something that works for you without having to worry about its reliability.

Payments are Available.

Paying $3000 for a reliable car up front, plus all the associated taxes, fees, and otherwise might not seem feasible for someone making less than $2000 a month as an 18-year-old fresh out of high school. However, making a down payment of $500 plus monthly payments of $250 for the next few years is a lot more considerable for someone on a meager income. You can’t usually make payments on a used car you find online, but you can make payments on a buy here pay here car. Often, these payments work with your income, and you can choose to pay more when you can and save in the long run.

Save Money on Insurance and Taxes.

Let’s face it. If you’ve never owned a car before this, the chances are likely that you either are tight on money or this is your first car, and you are on a strict budget. The two scenarios go hand in hand. So, you probably want to save a bit of money in the car buying process. Buying used is a great way to do that — especially when you can buy used from a reputable source like Auto Now of Wichita and save money on future repairs. However, an equally great way to save money is purchasing a used car for insurance and tax breaks.

Used cars are notoriously cheaper than new vehicles when it comes to insuring, registering, and paying taxes. You pay taxes for most car purchases at dealerships up front, which can lead to a nasty surprise when it comes time to make your payment. On top of that initial payment, you can’t forget making your yearly registration payment and your insurance payments. While you might think that getting a newer vehicle will save you — especially when it comes to paying for repairs up front, many forget that other costs will make up for that difference. Buying a quality used car with a warranty will not only prevent unnecessary repair costs, but it will save on those often forgotten about costs.

No Credit Needed + Helps Build Credit.

As a first-time car buyer, you might not have established credit. Credit scores come after years’ worth of paying off loans, credit cards, and other lines of credit. If you’re going into college, you can probably remember how hard it was to take out a personal loan to take care of the remainder of what you owed on your tuition. Without a credit history, you need a cosigner to sign off on the loans for you. If your parents have a rough credit history, you might have also had credit issues getting a cosigner for the loans you needed. The same goes for auto loans through traditional means — without a credit history, it is nearly impossible to take out the loans you need.

Navigating personal loans can be tough. This is why it is good to buy your first used car through a buy here pay here car dealership like Auto Now of Wichita. We walk you through applying for credit, and the credit we give you toward a car on our lot is based on your income, never on your credit score. When you get a vehicle and make payments toward it, these payments are reported to major credit bureaus, which kickstarts a strong credit history.

Are you ready to make your first big purchase and become the owner of a new-to-you car? Consider Auto Now of Wichita as your one-stop-shop for all your car buying needs. We finance your new car, walk you through the application process, and help you find a great used car all in one location. Wichita, Kansas car buyers can stop by one of our sites, or contact us today for more information.