We Can Get You Driving a Great Car today Regardless of Credit History

At Auto Now in Belton, credit issues are no problem when looking to buy a car. Buying a car with credit issues is a thing of the past and exists with the limited traditional lending options such as banks and credit unions. Applying for a loan is a big step, financially, but the ability to receive funding help to purchase a car should not be limited to numbers that do not take into account the complexities of everyday life. At Auto Now, our buy here pay here program believes that everyone deserves a second chance and the ability to find a car they can both afford and is reliable. Breaking the crisis of financial uncertainty and stress can be a difficult process that requires opportunity, help and time. Knowing someone has your back goes a long way and our customers know that Auto Now has their back by working with them to provide the best possible vehicle they can afford as well as in-house financing. Our business has operated since 1996 and has grown to six locations throughout Missouri and Kansas because we have a vision to help provide people with the reliable and affordable used cars they deserve.

Financing, Guaranteed

Traditional lenders like banks and credit unions or even traditional dealerships often base financial risk on a credit score. What that means is a narrow sample of your credit history or financial history can decide whether you receive funding for a vehicle or not. In fact, if you have been financially responsible and paid for everything upfront or with cash without overextending yourself financially, when or if you ever need financial assistance to pay for a used vehicle, you will not have any credit history to go by. Do not have enough lines of credit open? Your credit score is lower than it could be. Because of the transportation infrastructure and focus in the country, having a car is almost a necessity for the everyday. In many places, public transportation is not reliable or does not suit specific needs. If lending was left up to traditional institutions, people with prior credit issues would never be able to lift themselves up and better their situation. One benefit of the Belton buy here pay here program is that you are guaranteed financing and our staff works hard to identify your vehicle needs as well as what you’re able to afford. With our in-house lending credit issues affecting your future and strict credit checks that cause hard hits on your credit score are gone.

Trade-in or downpayment, both help, neither are necessary

We not only sell cars at the Auto Now dealership, we also buy cars and accept trade ins. In fact, our trade ins are usually bought at top-dollar. The advantage of our dealership needing to sell vehicles is that we are constantly on the lookout for varieties of cars. With in-house financing in Belton, Auto Now is able to pay competitive market pricing for the trade-in. Because of our buy here pay here financing program, we are able to be more flexible with trade-in vehicles.

Get pre-approved online

Ready to stop in and get your new car on the road? Our online application is the perfect place to start. Usually taking just 10 minutes, the process will ask you several questions including your age, place of employment, and monthly salary. You will also need a valid driver’s license. Our pre-approval process is much different than traditional lenders such as banks or credit unions and takes far less time. There are not the mounds of paperwork, the often days or weeks of waiting for a letter approving or denying financing. Gone are the multiple hard inquiries which affect your credit score. The pre-approval process will save you time and also help you understand what you can afford. Knowing your budget and your bottom line is important when purchasing a vehicle and will help navigate through the nearly unlimited options of vehicles on the market. Specifically at Auto Now, it will help you narrow down your choices from our inventory of over 500 vehicles across Kansas and Missouri.

Build your credit

Once you drive off our lot in Belton, you will start rebuilding your credit and repairing any issues on your credit history. An account specialist will work with you to set up a payment plan that fits your budget and schedule, whether that be monthly or weekly. Your payments will be based on what you can afford. By working with Auto Now, you will also be able to set up automatic payments so you can essentially set it and forget it. We also offer online one-time payments.

Regardless of your credit history, if you are in the market for a used car, Auto Now is the dealership for you. Don’t have great credit? No problem. With our six locations spread across Kansas and Missouri, Auto Now’s buy here pay here program help our neighbors find affordable and reliable vehicles. Each vehicle has been thoroughly inspected by an independent and professional mechanic before it makes it to the car lot. That means a constantly rotating inventory of 500 vehicles is checked. And to give our customers peace of mind when they drive off the lot in a car they love, every vehicle comes with a 24,000 mile / 24 month warranty covering many features on the car.

Check out one of our six locations around Kansas City, Topeka, Belton, Independence, Wichita, and Olathe today!