Vehicles from Buy Here Pay Here Dealerships with the Cheapest Insurance
Buy here pay here dealerships in Wichita, like Auto Now, are a great option for anyone purchasing a vehicle. Buy here pay here dealerships can especially be useful for individuals who have a poor credit rating and cannot secure a loan from other sources. These dealerships handle financing in-house, and they will work with you directly to get you a car loan, instead of requiring third-party approval from banks or credit unions.
Approval requirements for credit are much lower at buy here pay here dealerships, and they are a great option for people with little credit history. The process is also much faster than securing a loan through a traditional lender.
Finding a Vehicle with Affordable Insurance
Don’t Forget about Insurance!
People who purchase used vehicles from buy here pay here dealers are sometimes looking to stretch their budget, and it can be useful to save money on auto insurance when they purchase a used vehicle.
The cost of insurance is sometimes forgotten in the excitement of getting a new vehicle, but it can be invaluable to save money on auto insurance so all your expenses fit comfortably in your monthly budget.
Which Used Cars are the Cheapest to Insure?
Some used vehicle types from a buy here pay here car dealership are cheaper to insure. Many of these vehicles are popular and inexpensive, so affordable insurance can just be the icing on the cake for anyone who wants to lower their overall auto expenses.
Vehicles that have low repair costs, a good safety record, and modern features, such as anti-theft systems, are the most affordable in terms of insurance costs.
Not only should you look at the key features and repair costs, but you should also look at which makes and models of vehicles tend to be cheaper to insure. These vehicles have the cheapest annual full-coverage insurance rates based on the national average. Your rates could be even lower, depending on where you live and your driving history.
Used Minivans
Most minivans offer very affordable monthly insurance rates. One example is the Honda Odyssey. The Honda Odyssey is one of the most popular used minivans to purchase, and it has some of the lowest insurance premiums on the market. The Odyssey, based on the national average, costs around $1,179 to insure on an annual basis. Not only is the Honda Odyssey cheap to insure, but it is also a very affordable used vehicle for people who are looking to purchase from a buy here pay here dealership.
Another attractive minivan is the Chrysler Town and Country. The Town and Country only costs around $1,331 to insure per year, which makes just a little bit more expensive than the Odyssey. The Town and Country is spacious, versatile, and a high-quality vehicle all round, but it is very affordable in terms of its used-vehicle costs and annual insurance rate costs.
Lastly, the Dodge Grand Caravan is one of the most well-known minivans on the market. If you’re looking for a minivan from a buy here pay here dealer, the Dodge Grand Caravan may be one of the first vehicles to come to mind. Its average annual insurance rate is around $1,300 per year, making it only slightly more expensive than the Honda Odyssey and on par with the Chrysler Town and Country.
All three of these great minivans are well below the national average in terms of yearly premiums, and all three are high-quality used vehicles you will enjoy driving.
Used SUVs
SUVs are another type of vehicle that not only come at great prices at buy here pay here dealerships but can also save you money in terms of their insurance payments.
The Honda CR-V is an attractive vehicle with good durability. Even older and used Honda CR-Vs come with an anti-theft system, which is a feature that can reduce overall insurance costs. The Honda CR-V has a quality safety track record that also reduces insurance costs over the long-term. Best of all, the Honda CR-V only costs around $1,474 in insurance premiums on an annual basis, which makes it only a little more expensive than a minivan, while offering a spacious interior.
Many Fords have affordable insurance costs, and the Ford Escape is no different. It has the modern features people need to secure their vehicle, while also having many features that make it a great value vehicle with an average insurance rate of around $1,503. Ford Escapes have a loyal following, and inexpensive annual insurance premiums are just one of the reasons why.
Chevy also has plenty of vehicles that have very good insurance rates on average, and the Chevy Equinox is no different. With an average rate of $1,551 per year, it not only stays below the national average, but it also delivers high-quality features that can make the likelihood of needing to file an insurance claim less likely.
These SUVs offer a great value option for people looking to buy a used SUV from a buy here pay here dealership.
UsedPick-up Trucks
Pick-up trucks are another vehicle category that most buy here pay here lots have to offer, and these trucks tend to offer great savings on insurance relative to other vehicles on the market.
The Ford F-150 is one of the more popular pickup trucks on the market, and it is also one of the most affordable currently in terms of annual insurance payments. The F-150 comes in with an average insurance rate of around $1,654 per year, which makes it comparable to the Chevrolet Equinox in terms of yearly insurance rates.
The GMC Canyon, Chevrolet Colorado, Toyota Tacoma, and the Nissan Frontier also offer similar annual insurance rates.
Anyone considering buying a used vehicle from a buy here pay here dealer should consider one of these amazing small pick-up trucks.
Small and Compact Cars
Small and compact cars are another product category to consider if you want to save on your yearly insurance rates. These cars can be cheaper to repair, which decreases the average annual insurance rate paid.
The Honda Civic is a vehicle that should be considered not just for its style and quality, but it has an average annual insurance rate around $1,743 per year. That makes the Civic comparable to small pick-up trucks, minivans, and some smaller SUVs in terms of its very affordable average annual insurance rate.
The Toyota Corolla is another popular compact car that saves people money when it comes to insurance rates. It has the highest national average insurance premium of any car on our list, but it is still much cheaper than many other vehicles when it comes to full-coverage insurance. Lastly, the Hyundai Elantra offers great value and low insurance payments, and as a bonus, is inexpensive to purchase, too.
Save on Insurance with a Smart Purchase
Many used vehicles a person can acquire from a buy here pay here dealership in Wichita not only offer great quality, but also low insurance costs. The main vehicles that you should look at are minivans, small SUVs, pick-up trucks, and compact cars. These vehicles can save you money on annual full-coverage insurance rates.
Check out our cheap-to-insure vehicles at Auto Now, with six locations around the Kansas City metro area, including Wichita, Kansas!
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