Our Guide To Buy Here Pay Here Dealership Financing

What is the Best Way to Buy a Car in Kansas City?

One would think that buying a car in Kansas City would be a straightforward affair, but you have quite a number of options in front of you when it comes time to get a new ride. The best option for you depends on your budget, time, and credit rating.

When we envision buying a car in Kansas City, we often think of strolling into a new car dealership, ordering the latest model with all added accessories, and cutting a check for it all with a big smile on our face. That’d be great – but new cars cost a fortune!

Most people are not able to purchase a new or used car for cash. Though dealerships in Kansas and Missouri will attempt to entice you to buy a new car as they’ll make a huge commission on it, buying a brand new car is never a good financial decision. Unlike investments like housing, the value of a car will continue to drop the longer you own it. The biggest drops in value come in the first few years, with some vehicles losing up to 60% of their value in three years.

So, buying used is the way to go. You can choose to purchase on the private market, but there’s a chance that you’ll buy a lemon and there’s a lot of work involved in viewing a number of vehicles privately and haggling with the owners. Banks are not too keen on lending money for the purchase of a used car on the private market, as they’re worried the car will not be worth the value of the loan.

This leaves you with getting an auto loan for a used vehicle. You can try to get approval for a loan from the bank prior to choosing your vehicle, but you’ll struggle to get funding if you don’t have a great credit score.

Buy Here Pay Here car lots, like Auto Now at 79th & Wornall, offer Buy Here Pay Here financing. This is a form of in-house financing where the dealership will offer you a loan for a vehicle they sell on their lot. Buy Here Pay Here financing is often the best choice for people in Kansas and Missouri looking for the best deal with the least amount of hassle.

Buy Here Pay Here Car Loans are for the Busy Individual

Most people have very busy lives. They are on the go from morning to night. Most have jobs (and sometimes they have additional gig jobs on the side in order to make ends meet). Many have children, so they have to deal with transportation to daycare or school, packing of snacks, attending extracurricular events and supervising baths and bedtime. And many have pets that need feeding, walking, grooming, and taking to the vet. Some have elderly parents who need a little extra help with medications, meals, and transportation.

So when the car breaks down again and the decision is finally made to trade it in on a newer, more dependable vehicle, it is just one more thing to deal with in a long, long list of things that must be dealt with daily.

That’s stressful, but that’s where the Buy Here Pay Here car loan service comes in handy. It is designed for people with very little downtime.

How Can Buy Here Pay Here Help Me Purchase a Car?

Buyers can find the car that best meets their needs, work with a salesperson to decide on a reasonable price, and then completely skip the usual next steps- going to the bank, waiting to be served, filling out sheet after sheet of paperwork, going through the credit check, waiting to hear if the loan has been approved, and then driving back to the dealership to complete the sale.

Instead, once the decision is made, a few papers are completed at the dealership, usually no credit check is needed, approval is speedy, and the buyer is able to drive the car off the lot in record time. Less time dealing with paperwork means more time dealing with life and far fewer headaches.

Buyers who have less than perfect credit may find that the no down payment or lower down payment options may help them improve their credit as they make their payments over time.

Are There Other Advantages of Buy Here Pay Here Dealerships?

Buy Here Pay Here dealerships like Auto Now at 79th & Wornall have employees who work full time and who are parents, caregivers, and pet owners. They understand the needs of the average worker because they are average workers, too. They provide a quality automobile product that has been carefully cleaned and double-checked for reliability. They understand that ease of purchase, ease of payment, and quick personal service are critical, so they provide those things.

Buying a car doesn’t have to be stressful or time-consuming. It can be smooth and headache-free, if buyers choose a Buy Here Pay Here dealership that is designed to fit into their super busy lifestyles with ease. Buyers who choose a Buy Here Pay Here dealership might just find themselves saving so much time that they can squeeze in that yoga class, read that magazine, go for that walk, call that friend, or prop up those tired feet at the end of the day! The next morning, they will climb into their new vehicle, take care of their families, drive to work, and arrive safely home in a car that doesn’t need repairs every month, patting themselves on the back for making the smart decision to skip the hassle and do business with an all-in-one Buy Here Pay Here dealership.

Get in touch with Buy Here Pay Here dealership Auto Now at 79th & Wornall for full details on the cars, trucks, SUVs, and motorcycles you’ll be able to afford.