Benefits of Buying From a Buy Here Pay Here Dealership

What Is a Buy Here Pay Here Dealership?

If you’ve bought a vehicle through a traditional dealership in the past, you probably needed to get financing. The traditional dealership doesn’t offer financing – it just sells cars. So you must head to a bank, building society, or credit union to try to get an auto loan.

Even dealerships that offer to help you find financing are simply doing some of the legwork for you (and potentially taking a commission). They’re still only able to offer you the deals that the same banks will offer you.

A Buy Here Pay Here dealership in Wichita or elsewhere across the country is a dealership that handles the financing for your vehicle itself. It sets the interest rates, decides how much you can borrow, and you make payments to the Buy Here Pay Here auto dealership.

In some cases, the Buy Here Pay Here dealership has a separate company that underwrites the loans they offer.

Are there Buy Here Pay Here Dealerships in Wichita?

Auto Now is one of the most respected Buy Here Pay Here dealerships in the country with six locations offering top vehicles and top financing options.

In Wichita, KS, Auto Now is located at 1660 S Seneca St Wichita , KS 67213.

It’s Easier to Get Approved for a Loan at a Buy Here Pay Here Dealership

Banks aren’t too interested in giving out short-term loans to people with questionable credit. Regulations and prior experience have led them to offer only long-term loans to people with excellent credit. They prefer to give longer loans as there’s more money to be made in interest repayments, and they like big loans that will make them a juicy profit without them having to do any work or take on any risk.

This doesn’t leave much room for the rest of us! Thankfully, Buy Here Pay Here dealerships are happy to take on smaller loans as financing is only part of their business. Furthermore, they don’t have to rely on outdated methods to tell whether someone will be able to make the repayments. Most Buy Here Pay Here dealerships do not perform a credit check at all.

For example, at Auto Now, to take out a loan you need:

• To be over 18
• Have a valid driver’s license
• Take home over $1,200 a month in wages (after taxes)

And that’s it! You can choose from over 500 high quality used vehicles in Kansas and Missouri, and drive off the lot the same day.

Making Repayments Is Simple

Buy Here Pay Here dealerships offer multiple ways to make your loan repayments so you can choose the method that works best for you. At Auto Now, we suggest you use our secure online payment system that allows you to make repayments from the comfort of your home. You’re also able to check your current balance, see how much the price would be to repay the loan in its entirety, check your payment history, and print out receipts.

A Buy Here Pay Here Dealership Is the Fastest Way to Get a New Car

Having everything under one roof makes getting a new or used vehicle at Auto Now super quick. Realistically, you could be approved for a loan and off the lot with your new vehicle within 10 minutes!

There’s no reason to rush, though, and we invite you to check out all of the excellent vehicles on offer. For your convenience, you can browse all of the vehicles available at each of our branches on our website and if something catches your eye, you can apply for financing online before even visiting the dealership floor.

The Rising Price of New Cars Makes Buy Here Pay Here More Attractive to Buyers

Over the past few years, the average price of new cars has continued to increase. 2019 vehicle models saw a big jump, and 2020 vehicles will see an even bigger rise in new car prices. For people looking for a good deal, a Wichita used car dealership makes more sense as they can finance a used car without breaking the bank.

Buy a used vehicle in Wichita and you’ll save a huge amount over the price of a new car. Depreciation on a new car is the no. 1 expense of a vehicle, but you don’t notice it until you come to sell the vehicle. New cars lose around 60% of their value in the first five years, and all the while, you’re paying interest on a loan to own them!

Used vehicles represent better value as the depreciation is a lot lower. You’ll find good deals on used cars for sale at a Buy Here Pay Here Dealership in Wichita.

Buy Here Pay Here Dealerships Have Become Increasingly Competitive

Competition from subprime and deep subprime lenders has caused Buy Here Pay Here dealerships to be even more competitive. This means that deals on offer are better than they have ever been.

Good Buy Here Pay Here Dealerships Offer Excellent Warranty Packages

The best Buy Here Pay Here auto dealers in Kansas and Missouri do a lot to gain and keep your trust. We know that you’re trusting us to offer you a great vehicle at a competitive price alongside excellent financing options.

To back up the quality of the vehicles for sale, many KS Buy Here Pay Here dealerships offer a free extended warranty. Auto Now offers no less than a 24-month/24,000-mile extended limited warranty on every car. There’s a small deductible of $200, and all necessary repairs will be completed within 21 days.

Choose Auto Now Buy Here Pay Here Dealership

There are many benefits of buying from a Buy Here Pay Here dealership. The process is a lot easier, faster, and simpler, and you’re much more likely to be offered financing than through traditional methods. The finance offers from Wichita Buy Here Pay Here dealerships have never been better, so now is the time to consider getting that new vehicle you need.