Buy Here Pay Here Car Lots

We’ve been in business for over 20 years, creating long-term relationships with our customers and serving our community. We’ll give you a fair value on your trade-in and work with you to find the best pre-owned vehicle for your budget and lifestyle. We love referrals, so be sure to ask about our referral incentive programs. Send your friends and family to us, and we’ll take excellent care of them! We’re located around the Kansas City and Missouri areas, with six convenient locations staffed with friendly, knowledgeable staff that can walk you through the entire process. We believe everyone deserves to drive a safe, reliable vehicle.

What is Buy Here, Pay Here?

Buy Here, Pay Here car lots are designed to help those who are struggling with bad or no credit purchase a reliable and safe pre-owned vehicle. Basically, instead of going to a dealership who find you financing through a separate bank, the dealership gives you the loan, and you pay them directly. Buy Here, Pay Here cuts out the middleman, and allows people with poor credit the opportunity to buy a vehicle without the headaches of traditional financing.

How does Buy Here, Pay Here work at Auto Now? Our programs are designed to help get you financed, no matter your credit score or how much credit you currently have. We want to see you get a great deal on your next pre-owned car, so we’ll work with you to arrange the best possible financing. This gives us a lot of flexibility to work with all kinds of credit scores and financial situations, which means you’ll get financed.

We work backward, discussing financing first, and establishing your budget. Once we determine your down payment amount and credit circumstances, we can find a price range for your vehicle. Next, we’ll comb through our vast inventory to find you some great options. After everything is signed, your car payments come directly to us.

We specialize in short term loans to help you get your car paid off as fast as possible, so you can expect to make a weekly payment of roughly $50-$100 per week. Payments are easy too! You can make payments in person at any of our locations by check or money order, pay online, sign up for our Easy Pay Direct Debit, or even pay by phone.

We work hard to make the process very fast and convenient so you can get on your way as quickly as possible. Because we’re a one-stop-shop, your entire transaction is handled by us. It’s fast and easy. All we ask is that you are at least 18 years old, have a valid driver’s license, and make at least $1,200/month in take-home income before taxes. We can get your loan approved in as little as 10 minutes and have you on your way in under an hour!

How Does Buy Here, Pay Here Help You Build Credit?

So how does using a Buy Here, Pay Here dealership help you build credit? A Buy Here, Pay Here program allows you to get a car right now and requires you to make frequent on-time payments. These on-time payments are what help to build credit.

Payment history is one of the biggest factors in determining what your credit score is. By making consistent payments on-time to a Buy Here, Pay Here dealer, you are showing a pattern of responsible credit use, which in turn boosts your credit score. It's simple so long as you continue to make your payments on-time.

As a bonus, Buy Here, Pay Here dealerships don't usually run your credit, so it won't show up as a series of hard inquiries in your credit history and lower your credit score. Hard inquiries are those made by financial institutions for the purposes of determining qualification for a good or service, like a credit card or auto loan. Traditional dealers will often run your credit through several lenders at once, and this kind of rapid-fire credit checking can have a negative effect on your score. Buy Here, Pay Here helps you to avoid that potential hit.

Our Used Inventory

Here at Auto Now, ourBuy Here, Pay Here inventory of used cars is huge. We have hundreds of vehicles to choose from at all different price points. We want to offer you a wide range of vehicles to choose from, so you can leave our lot happy. We want you to have the car you need and want, and not feel obligated to purchase a car just because you can afford it.

Typically, the bigger your down payment, the more vehicles you can qualify to purchase. We find our cars at auction or via trade-ins at new car dealerships or even our own. Our Buy Here, Pay Here car lots are located throughout Kansas City and Missouri. We have six locations for you to choose from and a large inventory at each.

We thoroughly inspect every vehicle before it lands on our lot because we want to ensure that each car is reliable and mechanically sound. Any vehicle that doesn’t pass our rigorous inspection will not be added to our inventory. We may show you some vehicles with cosmetic wear, but rest assured all of our vehicles are safe and mechanically sound. We want your ownership experience to be hassle-free and for your vehicle to last you as long as possible.

Each used car comes with a 2 year / 24,000-mile limited warranty to cover the vehicle’s most expensive components, like the engine and transmission. There’s a $200 deductible for repairs, then everything - including parts and labor - is covered by us! Additional components covered by this warranty include transmission, starter, alternator, and air conditioning.

Locations

Kansas City, MO

We are proud to be your Buy Here, Pay Here dealership in Kansas City, offering you simple, straightforward financing that you can rely on. With our terrific selection of vehicles for you to choose from, we make shopping for and buying a car as easy as possible. Our financing experts work hard to get you a financing solution that works for you – so you can rest easy knowing that there are no surprises or additional fees to worry about. Plus, every vehicle we sell is covered by our own warranty so that you can drive with confidence.

Our Kansas City location is easy to reach and conveniently located at the corner of Wornall Rd and W 79th St. You will find us across the street from the Kansas City Bier Company. However, if you are hungry, we are also quite close to a number of other dining locations, including a Taco Bell, Sonic, and Tommy’s The Happy Place bar. Call or come visit us today in Kansas City to find an amazing selection of vehicles, with easy financing and friendly salespeople that will work hard to make sure you drive away in the perfect car for what you need.

Belton, MO

At our Belton location, you will find a fantastic selection of pre-owned vehicles to choose from, including a wide range of different makes and models. This makes it easy for us to help you find exactly the right vehicle for what you need. Whether you are looking for a hard-working pickup, a spacious SUV, or a practical sedan, we will work tirelessly to make sure you get the right vehicle. We are proud to be a part of the Belton community, and we work hard every day to show our customers how much you mean to us.

You will find our Belton location just off E North Ave in central Belton, just between Cedar St and Scott Ave. We are conveniently located and easy to reach from all over the area, and there are a number of excellent places to eat near us, including J & L Diner and Las Gorditas. There is also a Sonic right down the road from us, and we are across the street from a Dollar General, just in case you need to pick up anything else. We see all of our customers not as random strangers but as our friends and neighbors from Belton and the surrounding area; we treat you the way that we would want to be treated when shopping for a car.

Independence, MO

As your Buy Here, Pay Here dealership in Independence, we pride ourselves on working closely with all of our customers to provide you with the best experience possible. Our diverse selection of excellent pre-owned vehicles makes it easy for us to help you find exactly the right model to meet all of your needs. One of our friendly and helpful salespeople will be by your side to answer any questions you might have and help you determine which type of vehicle is right for you. And with our simple financing solutions, you know that you will be able to find a great deal with payments that work for you, no matter what your credit history might look like.

Our Independence location is conveniently located in western Independence, near Kansas City, and we are excited to work with our customers from all over the surrounding area. You will find us just off HWY 24 between S Sterling Ave and S Cedar Ave. If you get hungry while shopping for your next vehicle, we are near Taco Bell and Los Amigos, though there are also McDonald’s, Sonic, and Little Caesar’s Pizza locations near us too. Come join us and discover how easy it can be to shop for and finance a vehicle.

Olathe, KS

Here at Auto Now, we believe that buying a vehicle in Olathe should be as simple and enjoyable as possible, which is why we focus on making financing easy. We understand that the financing process is cause for worry for a lot of people, but no matter what your credit situation might look like, we want to help you find the right vehicle. As your Buy Here, Pay Here dealership, we are able to make the shopping process simple and work directly with you to figure out financing to make sure you drive away completely happy.

We are conveniently located for you in central Olathe, just off E Santa Fe St, near US 56, so we are easy to reach from all over the city and the surrounding area. If you are looking to eat something before or after shopping for your vehicle, we are across the street from a Waffle House location and just down the street from Taco Bell, Strip’s Chicken, and Sakura Japanese Sushi. Visit us here in Olathe and let us help you find the perfect vehicle with simple financing that will not keep you up at night.

Topeka, KS

As your Buy Here, Pay Here dealership in Topeka, we work hard every day to make sure all of our customers know just how welcome you are at our lot. Our friendly and helpful salespeople specialize in working directly with our customers, providing you with the information you need to find just the right vehicle. We can answer any questions you might have and direct you toward a vehicle with everything you need. Our simple, straightforward financing takes the stress and hassle out of the financing process, letting you get on the road and get on with your day as quickly as possible.

Here at our Topeka location, you will find us in the southern part of central Topeka, which means we are easy to reach from all over the city. We are located just off of SE 29th St, between S Kansas Ave and SE Adams St. You can find a Taco Bell and a Church’s Chicken just across the street from us, as well as Tuptim Thai and an ALDI grocery store nearby too. Stop by today to see our fantastic selection of vehicles for you to choose from and discover how easy it can be to shop for a car.

Wichita, KS

Here at Auto Now, we believe everyone deserves to be able to find a vehicle with fair payments, no matter what your credit history might look like. As your Buy Here, Pay Here dealership in Wichita, we want you to know that we understand how difficult it can be to shop for a car, especially if you have poor or little credit. We are here to help – with our friendly salespeople that can answer any questions you have and help you find the perfect vehicle. Plus, our expert financing staff has pretty much seen it all before, so no matter what your credit history looks like, we want to help.

You will find us near central Wichita, conveniently located just off S Seneca St, less than one mile south of US 400. We are between W Harry St and Merton St, with a number of other businesses around us, including a Popeyes Louisiana Kitchen. If you enjoy Asian cuisine, we are near several different types of Asian restaurants, including Pho Lotus Vietnamese restaurant, Ming’s Cantonese Restaurant, and Great Wall Chinese cuisine. There are plenty of places for you to eat before or after finding the perfect pre-owned vehicle with fair financing and everything you need.

It’s Time to Buy Here, Pay Here