Belton, MO Buy Here Pay Here

People Will Always Overcome Adversity

When we find ourselves in times of uncertainty or difficulty, especially financial difficulty, we often find it helpful to think about situations when things have been so much worse. That might sound like it would do the opposite but stick with us for a moment. Consider the Great Depression of the 1930s here in the US.

Prior to the Great Depression, unemployment rates in America were at about 3%; by the height of the Depression, however, unemployment rates had hit 25%. That’s a truly horrifying number and really brings to light just how bad things were when they were at their worst. And yet, America bounced back, became a revitalized industrial powerhouse in the world, and opportunities for success and prosperity boomed after World War II. We often find that when we compare our situation, even at the worst of times, it really pales compared to something like the Great Depression; if people could find their way out of that, then we can overcome anything.

Similarly, we can think back to a much more recent, yet still disastrous, situation, with the Great Recession of 2008. Unlike the Great Depression, this occurred within our lifetime, and all of us remember what it was like when things got so tough and looked pretty bleak. Now we find ourselves, thirteen years later, with much greater opportunities than we would have thought possible during the darkest of times throughout that Recession. Even with everything we have been through as a society in recent years, we continue to endure, thrive, and find new ways to succeed and prosper.

Everyone Deserves to Find a Great Car

Why are we talking about these historic events and the ways that people have found to bounce back and recover? It is not just a lesson in how society finds a way to thrive, but a reminder that no matter how bad or dark things might get, humanity will always overcome. This is true not only on a grand scale of entire nations but also on a personal scale, with each of us as an individual going through life.

So if you are looking for a car but you find yourself running into obstacles and roadblocks, remember that this is not the end of the world. Here at Auto Now, as a Buy Here Pay Here dealership, we strongly believe that everyone deserves an opportunity to find the car that they need. No matter what your financial situation might be or what your credit history looks like, you deserve a fair chance to get a good vehicle that will treat you well. This is why we have worked so hard and established ourselves as a dealership with BHPH opportunities because these are words we truly stand by.

We know that a lot of people end up with bad credit or with a low credit score through things that were beyond their control or things that happened in their youth. We have pretty much seen it all: from people who had parents that ruined their credit when they were still kids to folks who have lost their jobs due to health issues and saw their savings disappear. No matter what your specific situation might be, we want you to know that you do have options, and there is a way for you to get a great vehicle.

Let Us Show You How We Can Help

Our financial experts are here to work closely with you to make sure you get a financing solution that is fair and meets your needs. You might have heard that Buy Here Pay Here financing often has higher interest rates than traditional financing from a third-party lender. That is true, but higher does not have to mean abusive; some dealerships have preyed on people who were desperate for a vehicle, but that is not what we do.
The higher interest rate on a BHPH loan is due to the uncertainty of such loans since the person receiving it lacks a credit history that shows the loan is going to be paid back. But that does not mean you cannot find a Buy Here Pay Here loan that still has a fair interest that will fit within your budget. Here at Auto Now, we want to see you get a solution that meets your needs and that you can pay back on time and in a way that will not result in you losing any sleep at night.

Best of all: a reputable Buy Here Pay Here dealership can actually help you rebuild your credit by reporting that you make payments on your loan on time. As long as you do not miss payments and you pay on time, these reports will start boosting your credit score quite quickly. By the time you pay off your vehicle, you might find that your score is high enough that you can qualify for a typical loan from a lender for your next vehicle. So not only do you get to enjoy a great car, but you are making it easier the next time you shop for a car.

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